Audit Dispute Review
We analyze both compliant and non-compliant audit results to pinpoint errors in payroll allocation or misinterpreted state bureau rules. Our team provides the technical documentation needed to challenge incorrect billing and resolve disputes with your carrier effectively.
Workers' Compensation Audit Expertise
Classification Guidance
Misclassification of codes is a leading cause of premium overruns. We review your actual job descriptions against NCCI or state-specific classification manuals to ensure every employee is assigned the correct code, preventing unnecessary high-rate exposures.
Certificate Review
With our COI review, you can protect your business from uninsured subcontractor charges. We audit your certificates of insurance and subcontractor agreements to ensure they meet carrier requirements for the entire policy period, eliminating surprise charges at year-end.
Consultation Options
Email support is intended for premium audit guidance and questions. Extensive document review or complex research may require a scheduled consultation.
Why Businesses & Agencies Choose Us
Â
Premium audits aren't just something we consult on—they're what we do every day. Our team consists exclusively of senior-level premium auditors with an average of 13 years of industry experience, giving business owners and insurance agencies practical, real-world guidance they can trust. Whether you need help understanding classifications, payroll segregation, audit preparation, or documentation requirements, we're here to help.
Workers' Comp Premium Audits
Payroll Segregation Guidance
Certificates of Insurance
Premium Audit Preparation
Understanding What Auditors Look For
Premium Audit Results Review
General Liability Premium Audits
Employee Classification Review
Subcontractor Documentation
Premium Audit Consulting
Premium Audit Questions
Recordkeeping Best Practices
Our goal is to help you understand the premium audit process and maintain accurate, defensible documentation.
Agency Premium Audit Partner
Your Partnership Includes
Direct access to experienced premium auditors
Speak directly with senior-level premium auditors when you need them.
STARTING AT
$600
Unlimited email guidance
Get clear answers to premium audit questions in your inbox.
/month
Priority phone support
Reach an expert quickly when time-sensitive questions come up.
Designed for independent insurance agencies seeking direct access to experienced senior-level premium auditors.
Guidance for every insured on your commercial book
Receive practical guidance on classifications before questions become premium problems.
Workers' Compensation classification guidance
Support for your entire commercial portfolio, not just a few accounts.
Independent Insurance Agencies
Producers & Brokers
Commercial Lines Teams
Long-Term Agency Partnerships
General Liability classification guidance
Starting at $600/month for qualified independent insurance agencies. Pricing may vary based on agency size, commercial book of business, and support requirements. Larger regional and national agencies should contact us for enterprise pricing.
Clarify GL class codes and exposures with confidence.
Payroll segregation guidance
Help clients segregate payroll correctly to avoid surprises.
Certificates of Insurance & subcontractor questions
Premium audit preparation assistance
Get clarity on COIs, waivers, and subcontractor requirements.
Premium audit result explanations
Help your insureds prepare for audits and stay organized.
Understand audit outcomes and communicate them clearly to clients.
Ongoing premium audit support throughout the year
Year-round support for your producers, CSRs, and commercial lines teams.
What documentation should the insured maintain?
Common Questions We Help Agencies Answer
Is this employee classified correctly?
Can payroll be segregated?
Does this subcontractor qualify?
Why did this premium audit increase?
How should this business be classified?
"Think of us as your agency's premium audit department—without the overhead."
No obligation. Let's discuss your agency's needs and determine if we're the right fit.
Premium Audit Consulting FAQs
What can I ask during a consultation?
Ask us anything related to workers' compensation or general liability premium audits. Common topics include payroll segregation, employee classifications, certificates of insurance, subcontractor documentation, audit preparation, audit results, and recordkeeping best practices. You can ask as many questions as you'd like during your scheduled consultation.
Do you only work with certain industries?
No. We work with businesses and insurance agencies across a wide range of industries. Our senior-level premium auditors have experience with everything from contractors and manufacturers to retail, healthcare, hospitality, professional services, and many other business types.
Can you review my premium audit before I submit it?
Yes. We can review your records, classifications, payroll allocations, certificates of insurance, and documentation before your audit so you're better prepared and know what to expect.
Can you explain my premium audit results?
Absolutely. If you've received an audit that seems confusing or resulted in a higher-than-expected premium, we'll walk through the findings, explain how the auditor reached those conclusions, and identify any areas that may warrant additional discussion with your carrier.
Why choose Accelerate Premium Audit instead of a general consultant?
Because premium audits are what we do every day. Our team consists exclusively of senior-level premium auditors with an average of 13 years of industry experience. Our guidance is based on real premium audit experience—not theory.
